When u buy new car sales man will like to ask u what u want to trade in...let say ur old car worth 5K then he will use this fund to top up 3K to make u shiok thinking he efficiently sold off ur car at 8K higher price from market value in order u can used ut for down payment for ur new car...

Without u notice let say he got budget on hand which is 6K, he top up 3K for ur old car so he earn balance 3K direct into his pocket plus his company incentive of selling u the new car plus his basic salary...NOW u see how much saleman can earn...not forget on other side income from insurance and loan u get from him indirectly...

So be a smart customer when u buy a new car here..

share us your experience if any...